Financial self-efficacy scale for people living in Aotearoa New Zealand (NZ FSES)
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Authors
Nguyen, Hoa
Shafi, H.M.
Shafi, H.M.
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Date
2021-12-16
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Journal Article
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New Zealand
financial self-efficacy scales
personal finances
financial literacy
surveys
measurement
financial self-efficacy scales
personal finances
financial literacy
surveys
measurement
ANZSRC Field of Research Code (2020)
Citation
Nguyen, H. T., Shafi, H. M. (2021). Financial self-efficacy scale for people living in Aotearoa New Zealand (NZ-FSES), Whanake: The Pacific journal of community development, 7(1), 43-59. ISSN 2423-009X. http://www.unitec.ac.nz/epress
Abstract
As indicated by the increased amount of literature that examines the role of financial self-efficacy in current or future financial behaviours, it is important to have a valid and reliable tool to measure financial self-efficacy. This study contributes to this growing area of literature by validating a financial self-efficacy scale with New Zealanders. The sample consists of 303 individuals with diverse ages, cultural backgrounds, genders and educational levels. Results show that the scale has a strong reliability with a coefficient alpha of 0.94, capable of measuring both high and low levels of financial self-efficacy, and is equally accurate for participants of different genders, age groups and cultures.
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Unitec ePress
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Attribution-NonCommercial 4.0 International