Financial self-efficacy scale for people living in Aotearoa New Zealand (NZ FSES)
Nguyen, Hoa; Shafi, H.M.
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Citation:Nguyen, H. T., Shafi, H. M. (2021). Financial self-efficacy scale for people living in Aotearoa New Zealand (NZ-FSES), Whanake: the Pacific Journal of Community Development, 7(1), 43-59. Unitec ePress. ISSN 2423-009X. http://www.unitec.ac.nz/epress
Permanent link to Research Bank record:https://hdl.handle.net/10652/5500
As indicated by the increased amount of literature that examines the role of financial self-efficacy in current or future financial behaviours, it is important to have a valid and reliable tool to measure financial self-efficacy. This study contributes to this growing area of literature by validating a financial self-efficacy scale with New Zealanders. The sample consists of 303 individuals with diverse ages, cultural backgrounds, genders and educational levels. Results show that the scale has a strong reliability with a coefficient alpha of 0.94, capable of measuring both high and low levels of financial self-efficacy, and is equally accurate for participants of different genders, age groups and cultures.
Keywords:New Zealand, financial self-efficacy scales, personal finances, financial literacy, surveys, measurement
ANZSRC Field of Research:350205 Household finance and financial literacy
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